SBI Securities

26th, 2009 September

SBI Securities is a securities can be recommended very net investment in the assortment of goods and commission of domestic lowest class.
I have used mainly for investment trust fund.

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Comparing products and services

For stock lending

26th, 2009 September

Securities lending is a service company that owns the shares and loan stock, securities companies who pay the appropriate amount of stock lending interest rates.

I work for a listed company for many years, has been funded to purchase its own shares in the Shareholders' Association. Accumulated during the bubble period is pulling his leg, I have been having a big write-downs, let go of what I make does not have total loyalty to one's company.
Shares held by long-term goal like this is on top of which gives it a "stock lending interest rate" + "(dividend) income gain" "(gain appreciation) capital gains" it has only.

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Rakuten Securities

25th, 2009 September

Rakuten Securities is a securities company is an attractive and multi-transaction fee lowest class of the industry, handling issues such as investment trusts and foreign ETF, we have to buy the ETF I am primarily the United States.

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Comparing products and services

Chinese investors look at the casino

2nd, 2009 September

I like Baccarat, you may visit to Macau and Seoul only meal for the purpose with the casino. The most you can enjoy Vegas, of course, I rest a long period of time is often not go to a casino in Asia.
Without taking hotel, left the country Friday night until Sunday afternoon Walker Hill in Hilton of Coex and 7Luck the ladder, and move food and non-(sleep =) can also be had to the casino (is stupid.) · · ·

Casinos in Asia are mostly found to sit down with South Korea, Taiwan and China.
Each human personality is, of course, it's cool Japanese-Taiwan win or lose in general except for casino newbie, people fret over the continent Peninsula system is intense. I fly often, but I think May and honesty, we have together and we are trying to enjoy their feelings as much as possible does not appear to affect his judgment.

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Study of overseas remittance fee

26th, 2009 August

Because you open an account (U.S.) foreign securities company, we examined the costs associated with overseas remittances denominated in US dollars. Posted overseas and study abroad experience is familiar, but will, bank transfer and domestic environment is quite different.

Overseas remittance fees and charges associated with the following items will be considered in general.

Currency exchange fees at the time of
I think see an indication that the TTB or TTS when the currency of foreign exchange banks, etc..
When the Japanese yen into dollars, the exchange rate (foreign currency exchange yen) bank (Telegraphic Transfer Selling rate) to sell foreign currency to be used for customers will be applied at TTS, the Japanese Yen Currency dollars to reverse When the exchange rate (foreign currency to exchange into yen) bank (Telegraphic Transfer Buying rate) is used for customers to purchase the foreign currency will be applied at TTB.
Difference in the exchange fee of TTS and TTB this, USD round trip fee of ¥ 2 banks, etc. will be taken in the city.
Overseas remittance fee
Is that the transfer fee, foreign remittance fee will be taken very expensive compared to the country. In the postal savings bank has 3,500 yen 2,500 yen, Bank of Tokyo-Mitsubishi UFJ, Sumitomo Mitsui Banking Corporation 4,000 yen, 5,500 yen and Mizuho Bank, Resona Bank, etc. 6,000 yen.
Chakkin fee
The case of overseas remittance, you may by the receiving bank (including bank relay) is a fee of about 10 to about $ 20 to be taken.

For example,, 000 USD10 - If you transfer money from the post office addressed to the Bank of the United States, the

  • A. 10,000 yen when the Japanese Yen Currency U.S. Dollar →
  • Two. 2,500 yen fee remittance
  • Three. $ 10 fee Chakkin

You can hear that in total, 12,500 yen and U.S. dollars can be paid as a commission +10, quite cumbersome and expensive fees to be taken and compared to the domestic money transfer.

I tried to consider how to save these fees there.
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Buy the ETF fees

25th, 2009 August

I have been the main investment and ETF investments, slightly spicy when it takes charge of buying and selling investment trusts compared to.
Therefore, we consider the saving of trading commissions, of course, currently Matsui Securities and Nomura Securities are purchased at the fees.
If the two companies are taking advantage of the fact that the amount of contract fee will be free one day in the case of up to a certain amount.
I have not used the service of upset Okasan Online Securities also because there will be agreement in the calculation of up to 400,000 yen per day in total can be used over free the three companies.

I think the way to the large amount of buying and selling does not apply of course, the investor base and by-and-hold index would just add it and we'd meet and buy enough.
1306.1348 I have purchased it in the domestic ETF can be purchased at less than 10,000 yen as of August 09, 30,000 yen level since 1309, and pushes is to purchase without incurring a fee.
To retain distributed to several companies stocks the same of course is because it is inconvenient, but we've organized to some extent, securities companies ((commission when you sell all the balance held by cheap that is) for money SBI Securities or Rakuten Securities of is going to be transferred to) plan, also does not take issue fee.

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University of Michigan consumer confidence index

25th, 2009 August

(University of Michigan Consumer Sentiment Index) University of Michigan index of consumer confidence index and in the Survey Research Center at the University of Michigan survey have been published, is the consumer confidence index was over.
Is calculated as an index of 100 in 1964, preliminary estimates for the previous month, the final value will be announced on Friday on the last Friday of each in the second or third.
The numbers tend to come out with strong University of Michigan consumer confidence index, personal consumption will increase the savings rate is reduced.
Characteristic for the survey of 5,000 people (300 people breaking version) is a large shake it for a small number of index and surveyed 500 people index of consumer confidence U.S. industry committee (Conference Board) is announced.

Where to get information , terminology

Jim Rogers quit the equity investment? - From Shukan Gendai

25th, 2009 August

Interview of Mr. (Jim Rogers) is world-famous Jim Rogers expedition as an investor and founder of "Quantum Fund" along with George Soros investment trust Shukan Gendai refrain from stating an equity investment in issue 2009/0905 had been published on the content.
So that there was a lot and anxious, let me quote some.

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Real-time display of the Chinese stock indices

21st, 2009 August

Since China started to invest in stocks, but have the pleasure and the mixture is shaken the intensity of price movements, are growing little by little to buy as usual.
I as the long-term growth and consuming countries of the world, China has focused on the stance of the euro along with the expected strong renminbi as well as the world's factory.
At present Shin publicly traded investment-linked 50 testimony on the index and the Shanghai stock 1309 buy (25 Index iShares FTSE / Xinhua CHINA is under consideration), but has been centered on, struggling to determine the order amount at the time of purchase ETF same vulnerable has been.

Until now Searchina local price index (with 1309 but there is a discrepancy it a lot), but I had been looking at the order, etc., in the Japanese site of the display is delayed about 20 minutes.

Yahoo! China's search , but also I saw, I feel the time lag of slightly here.


Ease of use as a real-time and so the following site and have seen many sites that are in the Yahoo search above.
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Relay investment (→ ETF investment trust)

19th, 2009 August

My operation (exchange-traded fund) ETF has become a central, ETF takes a commission when the sale of each month to reserve is not suitable.
Therefore, investment called relay when you purchase your ETF fund investment trusts such as trusts similar to the benchmark index (index) index the same as the ETF to be purchased, the amount was coherent.

To be a habit that set aside each month, an investment destination and emphasize that you shall not take a commission as possible, it takes quite a bit of work will take still, I think it of investing relay is way operation reasonable. (I will purchase ETF is good if you can direct investment and hundreds of thousands every month)

But I have selected the relay relay investment I have done some indicators are different as described below, have not stuck too. You are good if you can buy roughly flat monthly, low-cost funds. Impact on the asset class would, of course, but by the difference in benchmarks, should the impact of investment trusts minute reserve is piling up that will become less in accordance with ETF.

<Update 2009/08/15>
Nissei N225 · STAM TOPIX index from open -linked exchange-traded fund 1306 TOPIX I decided to relay to be discontinued, 1306 to purchase directly every month.
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