Children (minors) to create investment accounts
There is something called generational accounting, the economic gap between the generations in Japan (such as tax pension income inequality) are quantified. More inter-generational imbalance dipped far higher in Japan and 698%, in Japan today can really feel that the inequality between generations occurs, or is this not why more headlines, very questionable We want to.
High proportion of elderly people overwhelmingly vote rate, but young people are overwhelmingly against a determined if the direction of a political election, over many generations younger than you think their burden can improve the way that is no.
Datte supplementary budget funding, workers ultimately pay for future debt Datte ever growing burden and nursing care insurance as well as pensions and health insurance and unemployment insurance. Rather than including the poor themselves, and feel angry that someone in Japan is like that in future I will grow and become sad abandon the people of Japan.
Reference sites
International comparison of generational accounting
/ Generational Accounting Introduction generational accounting
War between the generations - blog Nobuo Ikeda
Youth meeting say things
Politicians and political parties who are involved in something does not fit around my leg pulling silly claims that I seriously want to discuss a solution to the gap between generations, their eyes really are the election sister said, discussion of policy considerations to lead young people to vote is difficult to make.
Industrial development of the world's leading industry and a clear vision of the economic stimulus package from Japan · · ·, from short-term pension insurance system, I need a social security system and the theme of sustainable without inequality.
There are parties that have 決Metsuke elderly first health system worse, I'd have stuck with the current tax burden on future large, the social security system, generation of life has been relatively under financial guarantees you are not a burden on the oven, I think I should be more aware of each part of the responsibility. (Consideration of a weak minimum for generations even favorable economics course is required)
Now, how to solve these problems aside, self-defense to me (retirement, building =) is a major issue and we can leave assets to children.
Residential land prices fell due to lower expected population but for me, had purchased a home loan is that you and your old age to leave your debts while allowing you to prepare on your own We would like somehow to children from trouble.
Is considered the first born children, review of life insurance.
This has been a senior planner friends and life simulation in case something happen to my health before adult children, including his wife minutes.
There are income earners decent 一応, survivor's pension on the expected retirement allowances, pension, in the amount pension is expected and now think about asset home the couple will need to spend large life insurance so is deemed unlikely that, until now lacked insurance (eg life cancer care) Choice variable life insurance can be a slight surcharge.
(Worried about future inflation and that it reduces the amount of pension) if they are
And they will consider the student insurance. We considered a life insurance student insurance and student reputable Sony's new post office, the insurance itself may eventually need to accumulate the amount of no less determined, highly select investment products.
Given the university insurance at all, so short, he decided to fund in the name of the child.
"I always enjoy using it now. To regret die tomorrow." Funding was approved for $ 500 a month with his wife and children because of Kurenai to cooperate with the daily savings and savings.
Safe at home position (but only pull out the role), but the challenge was clear that somehow, now would be a minor trouble with open accounts.
Fees from savings and convenience, selection and nets that go great together banks and bank Soreto choose online broker.
Investment products are not required at this time rebalancing 一応, fuss-free, select the following items from the viewpoint of those fees low.
- Vanguard Global Balanced fund Saison Automatic 10,000 yen
- Overseas and domestic ETF ( VT others)
- MMF Currency (increase or decrease and balance of the market situation by stock and bond ETF).
Now, commercial banks will likely be 問題Na anywhere, only banks and online brokerage net accounts varied considerably minor response.
SBI Securities and really SBI Net Bank, Sumitomo Trust , but the combination was thinking that, abandoned by non-banks.
Decided to go with the commercial banks operating in the axis ebank Monex.
| Online Securities | Internet only banks | ||
|---|---|---|---|
○ | No under 18 | ||
× | Ebank | ○ | |
○ | Japan Net Bank | Not less than 15 years | |
○ | × | ||
○ | Seven Banks | ○ | |
× | ○ | ||
× | |||
Fidelity Securities | ○ | ||
Jet Securities | ○ | ||
Caza or securities | ○ | ||
○ | |||



















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