Relay investment (→ ETF investment trust)
My operation (exchange-traded fund) ETF has become a central, ETF takes a commission when the sale of each month to reserve is not suitable.
Therefore, investment called relay when you purchase your ETF fund investment trusts such as trusts similar to the benchmark index (index) index the same as the ETF to be purchased, the amount was coherent.
To be a habit that set aside each month, an investment destination and emphasize that you shall not take a commission as possible, it takes quite a bit of work will take still, I think it of investing relay is way operation reasonable. (I will purchase ETF is good if you can direct investment and hundreds of thousands every month)
But I have selected the relay relay investment I have done some indicators are different as described below, have not stuck too. You are good if you can buy roughly flat monthly, low-cost funds. Impact on the asset class would, of course, but by the difference in benchmarks, should the impact of investment trusts minute reserve is piling up that will become less in accordance with ETF.
<Update 2009/08/15>
Nissei N225 · STAM TOPIX index from open -linked exchange-traded fund 1306 TOPIX I decided to relay to be discontinued, 1306 to purchase directly every month.
| Investment trust (reserve) | ETF (to relay) | ||
|---|---|---|---|
| Open emerging stock index STAM | Vanguard Emerging Markets ETF ( VWO ) | ||
| Trust fee | 0.8715% | Trust fee | 0.27% |
| Benchmark | MSCI Emerging Markets Index | Benchmark | MSCI Emerging Markets Index |
| The minimum amount | 10,000 yen | The minimum amount | × $ 34.65 (08/18/2009) 10 mouth |
| Open global stock index STAM | Vanguard Total World Stock ETF ( VT ) | ||
| Trust fee | 0.7770% | Trust fee | 0.30% |
| Benchmark | International MSCI index | Benchmark | FTSE All-World Index |
| The minimum amount | 10,000 yen | The minimum amount | Mouth 10 × $ 38.58 (08/18/2009) |
| Mitsubishi UFJ-China Open | 50 proof-linked exchange-traded fund on the stock index and Shanghai ( 1309 ) | ||
| Trust fee | 1.596% | Trust fee | 0.9975% |
| Benchmark | No | Benchmark | 50 on the index card |
| The minimum amount | 10,000 yen | The minimum amount | × $ 32,800 (08/18/2009) a mouth |
※ In the table, but are referred to as a relay destination of the index VT STAM open global equity, in fact I also bought VGK · VTi, is also under consideration TOK.
(Currently under review)
Considering a relay destination of STAM global REIT index currently open in the reserve.
Relay destination of investment trust said that the benchmark sushi and subject to major investment, the REIT Index developed countries S & P the shares "Global REIT Index Mother Fund", although it is under consideration, principally to improve RWO SPDR DJ Wilchire Global Real Estate ETF, market Reit is not going to consider relaxing the difference between the rate of pay is not too large compared to other investment trusts RWO at 0.861% and 0.6% do not feel quite right and very much larger U.S. market by far, and trust fees of STAM .
For me, it's easy reward trust is more (index developed countries excluding the U.S.) IFGL IFNA (index North America), do not want to raise too much the ratio of North America is a benefit can adjust the distribution ratio, considering the fee scale and investment It is divided into more than one ETF is much greater disadvantage.
Because the purchase or with a light heart that I'll put some in Reit market has been delayed compared to the stock recovered, might be good without having to relay the first place.
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