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International ETF

August 3rd, 2009
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ETF (Exchange Traded Funds), but I think long-term investment products for cheaper fees than mutual funds, short history in Japan, fewer items will still be worth also considering the ETF world.
Many originated in the United States in particular ETF options are used by many investors due to its high liquidity.

In addition, many of those appealing ETF Europe and China, as most users.

When you invest in foreign ETF, you must account for a foreign stock.
Handling many products, the three companies cheap online securities commissions are also below.
There is little difference between the commission to consider a foreign stock exchange fees, may not be enough to really care.
SBI Securities USA, China (Hong Kong)
Monex USA, China (Hong Kong)
Rakuten Securities USA, China (Hong Kong)

The account opening, transaction fees, exchange fees in addition to, please consider trading items and tools ease handling.

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MMF in foreign currency

June 3rd, 2009

Denominated MMF (MMF Currency) MMF is a Mutual Fund Corporation for operating at the foreign exchange investment company by giving due acronym for Money Market Fund.
MMF as well as chloride, so that operations such as the highly rated bonds and commercial paper, security and stability is high, even compared to foreign currency deposits are interest rates. Redeemable at any time as foreign currency savings account (the amount retained in the trust property even if you cancel less than 30 yen is not required unlike MMF) is characterized.
Dividends are paid at the end of each month will be automatically reinvested after tax has been withheld. If you cancel in the middle of the month has a higher loss because the valuation is not equivalent to interest.

Euro funding for the purpose of holding long-term monthly Monex I currently operate at a high yen and buy Australian dollar.
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How much do you need to organize at the latest (financial planning)

May 11th, 2009

Roughly capture my life and try to plan life plans life events according to the fund.

I raise an event that generally requires a large capital.

Employment
就活 and, ready for living expenses until the job after starting salary. Moving further and suits, bags, shoes, ties, it is necessary to align the personal belongings such as business card holders.
Marriage
Betrothal, wedding, honeymoon, new house, moving furniture, appliances and considerable expense
Pregnancy Birth
The period from pregnancy to childbirth is more and more you're going to need a new one. Children Baby Maternity Products are useful Yappari I'll I want to save because there is Chow unusable quickly.
Qualifying
About 20-30 million yen in a driver's license required.
Educational expenses
Major headache for parents with children. Investing in children is essential.
Home Ownership
Expected to decline in asset values ​​declining birthrate, the conditions are always welcome 住Mi替E house, the rent can not understand the opinions of school debt, have a greater significance of the asset.
Reform
The water around such equipment often needed repairs in the 10 to 15 years, rain leaks and cracks in exterior walls, such as termites can suddenly attacked.
Car Purchase
Larger than life insurance money and take the car home. What you'll find a luxurious expensive car to buy it and how do you calculate the cost of a lifetime.
Care
Given the aging population, are concerned about the amount of future demand. It's not just parents, need to consider also considerable savings in care and their spouses
Moving
Employment and purchase new home relocation moving many people get married many times needed.
Child Marriage
Inheritance
通Renai avoid inheritance problems. Parents or your own house and assets, especially when entrepreneurs, should take measures early.
Should the cost of
Some funding in case of bankruptcy, such as hospital charges or dismissal due to illness and injury treatment you should be prepared.

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Investment in basic ,

Japan's social security system unreliable

May 7th, 2009

The thought of his or her pension a big inspiration when I began to think the operation.

In saying that the system is wrong but does not say. Of course, there is a problem I know, I have a tremendous problem not easily solved.

I worked for some, the largest listed companies in the industry have earned income from the market blessed speaking world, I have had no anxiety quite well aligned with social security, of course, how are trying to reform the "aging" in the monster that is slightly enemy Japanese social security system to understand the dark O先 say, I continue to feel self-defense only.

Poor management and misappropriation of Social Insurance, and green wastes such peers is certainly a major issue, where they solved the "aging" is exactly is hard to chew.

Put very simply, is supporting the old man was one of 10 workers, and one 支Enaku the elderly workers one day is not coming.

This is just how the falling birthrate was carried out by the Minister Keizo Obuchi (even though the birth rate has doubled from next year suddenly temporarily), to pay premiums until age caught up with society because they require years of nearly 20 years I do not.

This is not just the national pension plan, health insurance, long-term care insurance can also say (as well as other social security systems), is not O先 darkness.

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Investment Basics

The first step can save $ 10,000

April 25th, 2009

You do not have money to begin investing early to do anything.
The "Preparing for an emergency," "education funds", "home loan" funds "marriage," "retirement," "buy car" Towards the first $ 10,000 and also consider "savings" is important to begin .

Come out very interested for investment and begin accumulating with the aim to reverse growth pace store, just because it comes out even aspirational, "set goals" and "consider how to accumulate," and it is important to begin .

If you can earn $ 10,000, with the habit Because I think that because brute changed financial products also increased the width of the deposit also been boiling willingness to invest.

So, consider a strategy to earn first $ 10,000.

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Investment Basics

First investment study.

April 18th, 2009

Interested in investing, but it was easy to Nomeri込Mi, I hate to lose the only possible "investment" have been living away from.
Savings and investment company 投資Rashii far, only the Stock Holding Company. Never even played a recurring deposit savings and asset-building.
Arafo present generation will live to be squeezed in parenting and money mortgages, reaffirm the need for funding retirement. Also 401K (defined contribution) by subscribing to, and decided to finally invest the study.
(For more information stand with 40 references).
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Investment Basics

Assets are worth making fast (wins) law

April 17th, 2009

Made aware of the assets out of which the penitent and the 始Menakatta sooner.

He was a member of society around the bubble bursting, I was a friend Teiu first bonus still 200 million yen (now working without domestic financial institutions) or in the Moi era ridiculous, myself quite blessed Revenue was.
Despite the savings is no, go to the job you're finished drinking, the last train to use a taxi After a while, go somewhere every weekend to travel, eat something delicious, were buying more and more what you want.

The only remaining course hand car loans, savings, 0 years. Corporate interest but was still good times, I thought it Click here to go up the salary and comfortable.

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