Ebank had already announced the name change 2010/05/04 (www.ebank.co.jp) sites Rakuten Bank site URL ( Http://Www.rakuten-Bank.co.jp/ ) Change now.
Reference: For Name Change Name changed due to some products and services
Large sites and times have changed since ebank, users can use with confidence now.
I would of had to ebank account credited to the securities account of each card Rakuten (credit card) that are used as account settlement, and is account-only funds, as the system network is used in the main SBI net banking has been used with.
Rakuten's Square on frequent shopping, spend so many credit cards, I welcome someone to be a little less clarity Rakuten bank fee structure in the future.
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Foreign securities companies (U.S.) to open an account so that we consider the cost for overseas remittances denominated in US dollars. I have studied abroad and are you familiar stationed abroad, the domestic bank is different and quite environment.
Commissions associated with the remittance is considered generally include the following.
- When currency exchange fees
- I see an indication that the TTB TTS Toka when banks exchange foreign currency.
When the Japanese yen into dollars, TTS (Telegraphic Transfer Selling rate) banks sell foreign currency to customers (in foreign currency exchange yen) exchange rate is applied and used sometimes reverse the dollar to Japanese yen exchange If you are TTB (Telegraphic Transfer Buying rate) for customers to purchase foreign currency bank (foreign currency exchange yen) exchange rate used will be applied simultaneously.
In exchange fee for this difference in TTS and TTB, USD at commercial banks, etc. • 2 round trip fee will be taken. - International transfer fee
- I understand that the transfer fee, foreign remittances are taken very expensive compared to the national commission. 2,500 yen at the Post Bank, Bank of Tokyo-Mitsubishi UFJ 3,500 yen, 4,000 yen Sumitomo Mitsui Banking Corporation, Mizuho Bank, 5,500 yen and 6,000 yen and so on Resona Bank.
- Fees 着金
- For remittances, the receiving bank (including bank transit) may be taken by a commission of about 10 to $ 20.
For example, USD10, 000 - if you transfer money from the post office addressed to U.S. banks, and
- 1. → $ 100 U.S. Dollar exchange during
- 2. $ 25 transfer fee
- 3. $ 10 fee 着金
In total, will be paid a fee of 12,500 yen-dollar + 10, I understood that the fees are taken quite complicated and expensive than a domestic transaction.
I tried to consider ways to conserve these fees there.
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I have to wake up to more investment contracts were not using the online system only ebank, put thoughts together as in the current 2009/06 financial institutions can use for Internet transactions. Since only a personal impression, please understand. (Will be updated as needed)
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There is something called generational accounting, the economic gap between the generations in Japan (such as tax pension income inequality) are quantified. More inter-generational imbalance dipped far higher in Japan and 698%, in Japan today can really feel that the inequality between generations occurs, or is this not why more headlines, very questionable We want to.
High proportion of elderly people overwhelmingly vote rate, but young people are overwhelmingly against a determined if the direction of a political election, over many generations younger than you think their burden can improve the way that is no.
Datte supplementary budget funding, workers ultimately pay for future debt Datte ever growing burden and nursing care insurance as well as pensions and health insurance and unemployment insurance. Rather than including the poor themselves, and feel angry that someone in Japan is like that in future I will grow and become sad abandon the people of Japan.
Reference sites
International comparison of generational accounting
/ Generational Accounting Introduction generational accounting
War between the generations - blog Nobuo Ikeda
Youth meeting say things
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My Sony Bank has been used mainly for foreign currency deposits.
Internet banking but also use a free STB ebank SBI bank or three times a month in addition to transfer fees, Sony Bank 's S & P credit rating (currently 11, 2009 A-/ Positive / A-2) also, I think there is more sense of security can be checked by the bank's ratings continue to think that the formation of long term assets.
Features of the Sony Bank
- Services Available
- Yen deposits, foreign currency deposits, foreign exchange margin trading (FX), investment trusts, card loans, different loan purpose, mortgages, insurance, ETF Shares (financial product intermediation), credit cards, credit cards with dual currency payment
- ATM partners
- Seven banks (regardless of the number of available free of charge), free of charge up to four times a month or less (many times free of charge deposit), Sumitomo Mitsui, Mitsubishi Tokyo UFJ Bank, Post Bank, Lawson ATM, ATM e-net
- Account maintenance fee
- Free
- Transfer fee
- Banks rely on a uniform 210 yen, free for the Sony Bank
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SBI Net Bank, Sumitomo Trust is contracted so was using up to three times a month free of transfer fees, I think is also very attractive and good coordination of securities SBI.
In addition to the usual account, a savings account SBI has a hybrid on the funding available to fund the purchase of stocks and investment trusts as a securities trading account with SBI will automatically transfer you to there, the valuation of securities held by SBI Aggregation can also be displayed on screen service management of banks (balance list), etc. I think very useful.
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